The thinkbanking managed bank account

Imagine having your own financial expert - someone to help you look after your money.

With thinkbanking, that's exactly what you get. Your own personal Money Manager will be there for you, answering all your questions and taking personal responsibility for your financial commitments.

Work with us and we'll make sure all your bills are paid, from rent / mortgage to utilities and credit cards.

Benefits of the account

  • No more unauthorised overdraft fees or charges for bounced payments
  • A dedicated personal Money Manager looking after your finances
  • A thinkbanking card: pay or get cashback in shops and restaurants
  • Access to your available cash via any Maestro® cash machine worldwide
  • Open to everyone - no credit checks
  • Free balance updates sent by text
  • Set up regular Direct Debits and Standing Orders or arrange one-off transfers
  • Peace of mind - knowing that your financial commitments are being paid

Open an account today

Don't let a poor credit history keep you from opening a bank account.

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No more hidden charges

If you've been hit with unexpected bank charges for going overdrawn, bouncing cheques, paying late or making 'too many' transactions, this could be the account for you.

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Account opening and monthly management fee payable. Personal bank accounts only. Proof of identity will be required. The think banking account is a managed bank account run by think banking and held with the Royal Bank of Scotland.

think banking, Pennington House, Carolina Way, South Langworthy Road, Salford Quays, M50 2ZY Company registration number: 05530040. Registered in England and Wales.

The think banking card is issued by Newcastle Building Society pursuant to licence by MasterCard International Incorporated or its affiliates. Newcastle Building Society is authorised and regulated by the Financial Services Authority and is entered in the Financial Services Authority Register under Registration No. 156058