An end to hidden charges

If you've been hit with unexpected bank charges for going overdrawn, bouncing cheques, paying late or making ‘too many’ transactions, this could be the account for you.

With thinkbanking, you pay a one-off set-up fee of £25, then £12.50 a month. If you're a joint account holder you can have an additional card for only £5 per month. That's it.

That fee covers all our services. It gives you 24/7 access to our automated and SMS services, and access to your Money Manager. No matter how much advice they give you, you won’t pay a penny more.

How the account works

With thinkbanking you get two special accounts, working together to take care of your financial commitments and your personal spending needs.

Find out more »

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The thinkbanking account is a managed bank account service held with the Royal Bank of Scotland Group but managed and provided by Think Banking Ltd. thinkbanking is an independent company and is not part of The Royal Bank of Scotland Group.

thinkbanking, Pennington House, Carolina Way, South Langworthy Road, Salford Quays, M50 2ZY Company registration number: 05530040. Registered in England and Wales.

The think banking card is issued by Newcastle Building Society pursuant to licence by MasterCard International Incorporated or its affiliates. Newcastle Building Society is authorised and regulated by the Financial Services Authority and is entered in the Financial Services Authority Register under Registration No. 156058