How the account works
With think banking, you get two special accounts, working together to take care of your financial commitments and your personal spending needs.
It works like this -
1. Your income is paid into your Salaries Account.
2. Your personal Money Manager will set aside the money you need to pay your regular commitments
3. We transfer the remaining funds into your Card Account, which you access when you use your thinkbanking card in shops, restaurants, online, or to withdraw cash at cash machines.
Easy access to cash
Your thinkbanking card brings you all the convenience of a debit card – pay or get cashback in stores and restaurants, and withdraw cash from cash machines all over the world. Anywhere you see the MasterCard® logo. But there's no risk of accidentally incurring charges or going overdrawn.
And there’s no need for two people to share one card. Joint account holders can get a second card for just £5 a month.
Easy access to info & services
Need to ask a question or set up a transaction? Your Money Manager is there for you.
Want to know what’s on your accounts right now? Just text us – anytime, day or night – or call our automated service, which can also provide details of the last 8 transactions on both your accounts.