Bank accounts for bankrupts / IVA bank accounts
If you've been turned down for a bank account, we could have the solution: an account that's open to everyone. Whether you're an undischarged bankrupt or you're on an Individual Voluntary Arrangement (IVA), you can apply for an account with us today.
These days, most people need a bank account, but many people with a less-than-perfect credit history simply can't find a bank account - even a 'basic' one.
For someone who's trying to put their financial problems behind them, this can be a real problem. Without a bank account, everything from being paid and receiving benefits to paying the bills can be harder and more expensive.
That's why we created thinkbanking. To bring everyone the benefits of 'normal' banking - and so much more. Our account is open to everyone.
- Even if you're an undischarged bankrupt
- Even if you're in an IVA (Individual Voluntary Arrangement)
You can enjoy the full benefits of a thinkbanking account. For more on this, check out how the account works.
IVA bank account
Whether you've completed an IVA in the past or you're in the middle of one right now, you could open an IVA bank account with us. What's more, our special budgeting service could make it much easier for you to manage your finances, make your IVA payments and help bring your IVA to a successful conclusion.
Bank accounts during/after bankruptcy
Our account is also a bank account for bankrupts - meaning it's suitable for people going through bankruptcy today (as well as discharged bankrupts). Again, our budgeting service could really help you make the most of your finances and stay on top of your bills.
But the thinkbanking account isn't just an IVA bank account - or a bankrupt bank account. Anyone can apply for an account with us, whether they're struggling financially or just looking for some professional help with their budgeting.
Don't let insolvency hold you back
What we offer is a real alternative to high street banks. It's so much more than a basic account.
Insolvency can affect people in many ways, but it's important you don't let it hold you back. You deserve access to a range of banking features that will help you manage your finances and get you back to where you want to be.
We're here to do whatever we can to help you do that, whether you're in the middle of your insolvency or moving on and focusing on putting it all behind you.
The help we provide is exactly what people in your situation have been looking for: help overcoming the problems you've had in the past and help steering clear of problems in the future.