Open a thinkbanking bank account
Apply for a bank account with thinkbanking today. Just call our freephone number or fill in the form on this page and we'll get started.
Apply for a bank account online now
With thinkbanking, you can open a bank account whatever your credit history. We don't carry out credit checks so there's no delay - if you're aged 18 or over and a UK resident, you can open a bank account as soon as we've verified your identity and received your completed application form.
Opening a thinkbanking current account is simple. Just fill in the form and one of our advisers will take you through the application process.
Apply for a bank account with a difference
At thinkbanking, we like to be different. Rather than offering 'free' banking that comes with a range of hidden charges, we provide a bank account with a difference. A bank account with a single set up fee and one monthly fee thereafter - and a guarantee that that's it.
In return for that fee, you get a thinkbanking Debit MasterCard®, access to expert advice when you need it, and easy control of your finances (online, by text or by phone - whatever you prefer).
But what really makes our account special is the budgeting service we provide. When your income comes in, we put aside money from this to cover the essential costs you've told us about, from your mortgage/rent and utility bills to your other monthly bills.
So you know you can spend the rest in any way you like, safe in the knowledge that your essential bills have been covered.
Opening an account - something for everyone
Plenty of people discover thinkbanking when they're looking for a basic bank account. They might have been turned down by the high street banks - and we've made sure our account really is open to everyone, whatever their credit rating.
But there's more than that to thinkbanking. Our budgeting service appeals to people from all kinds of financial backgrounds. Whatever your credit rating, wouldn't you enjoy having experts setting money aside to help cover your bills, so you don't have to? With the peace of mind this offers you, you won't need to worry about being landed with unexpected charges ever again.
Switch to us - we'll help
It's easy to switch to thinkbanking. Just talk to one of our advisers and they'll send you a Welcome Pack, introducing your new account and helping you get it all up and running as soon as possible.
Follow the step-by-step instructions to make sure your income goes to your new account and your Direct Debits / standing orders are transferred.