Car finance

  • All credit circumstances considered
  • Cars to suit all budgets
  • Get a decision within an hour!
  • Read more...
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Car insurance
  • Free, no-obligation quotes
  • Quality cover you can rely on
  • Generous no-claims discounts!
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Get a car finance quote today

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Your finance details

Car finance in 3 easy steps

Call us or apply online

Call us or fill in our online application. You could have a car loan approval
in less than
an hour.

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We'll find the right loan for you

We'll find the car finance deal to suit you. We'll call (or text or e-mail)
you back, free
of charge.

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You choose the car you want!

Once you've had your car finance approved, you’re free to begin the search
for your new
car!

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Looking for a car?

Don't go shopping with an empty wallet – call us and you could take your pre-approved car loan to the showroom with you. Find it. Buy it. Drive it home!

Refused car finance?

If you've been refused car finance in the past, do you know why?

  • Self-employed?
  • Defaults?
  • Mortgage arrears?
  • CCJs (County Court Judgments)?

Maybe you just haven't spoken to the right people. Whatever your credit history, Think Cars are here to help: we specialise in car loans for people with all kinds of credit histories.

Fast track to the fast lane

Finding a car loan doesn't have to take all day. At Think Cars, we could get you an answer in under an hour.

When it comes to car finance, speed really counts: especially if you've already seen your dream car and need to move fast – before someone else does.

Optional insurance

Nothing's certain in this world. Accident, illness, loss of income...
There are some things you can't avoid – but you can protect yourself against them.

Think Cars isn't just about car finance. We also offer GAP and Payment Protection Insurance to go with our car loans.

  • GAP (Guaranteed Asset Protection). If your car is written off or stolen, GAP insurance covers any 'shortfall' – the difference between the insurance payout and the amount you still owe on your car loan.
  • PPP (Payment Protection Plan). PPP covers your monthly car finance payments if you're unable to work due to accident, sickness or unemployment.

    Insurance cover subject to eligibility - policy conditions and exclusions apply.

Subject to status. UK Residents only. Loans will be recommended from our preferred lenders and may be secured against the vehicle. The actual rate available will vary dependant upon your circumstances. Ask for a personalised illustration. Calls may be recorded.

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