Car finance from Think Cars

At Think Cars, we understand that different people have different finance needs. That's why we offer a range of car finance packages to suit a range of circumstances. Tell us what you're looking for and we'll talk to our car finance providers to find the deal you're looking for.

We could get you an answer within the hour – meaning you could be accepted for car finance and driving away in your new car on the very same day.

Car finance – what can we offer?

Hire Purchase (HP) – the simple way to buy

  • Pay a deposit of your choice, then
  • Spread the remaining cost over 12-60 months, then
  • You own the car outright.

Personal Contract Purchase (PCP) – keep your options open

Personal Contract Purchase gives you flexibility. Once your repayment term has finished, you can choose to pay the rest and keep the car, or hand the car back – it's that simple.

  • Pay a deposit of your choice, then
  • Spread most of the remaining cost over 12-48 months, then
  • Choose between:
    • paying the remainder – and owning the car outright, or
    • part-exchanging the car for another car, or
    • paying nothing – and handing the car back.

Car Contract Hire – hiring, not buying

If you want a car but don't want the expense of owning a car, then Contract Hire could be for you.

  • Pay a small deposit, then
  • Make monthly payments, then
  • Hand the car back to the dealership.

We could find the finance, whatever your situation

Don't let your credit rating hold you back. Think Money could still find you a great car finance deal at a competitive price. All you have to do is call us, give us your details and let us do the rest. You could even drive away in your new car today!

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Subject to status. UK Residents only. Loans will be recommended from our preferred lenders and may be secured against the vehicle. The actual rate available will vary dependant upon your circumstances. Ask for a personalised illustration. Calls may be recorded.

Think Money Limited © 2010. All rights reserved. Pennington House, Carolina Way, South Langworthy Road, Salford Quays M50 2ZY. Company Reg No: 04926097. Registered in England and Wales.