Try our free debt consolidation test

Answer a few simple questions and we'll let you know instantly if debt consolidation is your best option.

Your Situation

Your Details

Your privacy is important to us. All correspondence is held in the strictest of confidence and we will only request information required to find your best debt solution.
Debt consolidation advice

Speak to an expert adviser free on 0800 195 2911. Call now for confidential advice.

What is debt consolidation?

Debt consolidation simply means bringing your debts together, so you can start making just one monthly payment - and dealing with just one company.

What are the benefits of debt consolidation?

  • Make just one payment per month
  • Arrange payments you know you can afford
  • Stop 'juggling' multiple debts and multiple lenders
  • Know exactly how much your debt will cost you per month

Talk to one of our debt consolidation experts and find out if one of these could be the answer to your debt problems. Freephone: 0800 195 2911

Is consolidation right for me?

If you're juggling lots of different debts on credit cards, store cards and other loan or HP agreements, staying on top of your finances can be difficult - and unless you make every payment on time, you could end up racking up fees and charges and damaging your credit rating.

Debt consolidation could help you if:

  • you're finding it hard to manage all your debts
  • you're being charged for late payment/non-payment of your debts
  • you have no idea when you will have repaid your debts

Keeping up with your debts can be time-consuming and stressful - but debt consolidation can make it much simpler, as well as cutting the cost of your monthly payments.

What's the best way to consolidate my debts?

Everyone's situation is different. There's no single 'best' way of consolidating your debts, but all the debt solutions on this page involve making just one payment per month - to just one company.

As with any financial service, you should never commit yourself to a debt consolidation solution until you've discussed your options with a debt adviser who can explain all the pros and cons.

Call us on 0800 195 2911 and talk to one of our consolidation experts - tell us what problems you're facing and we'll help you figure out the best way to tackle them.

Get expert debt consolidation adviceIf you would like more information, talk to our team today.

Speak to an expert debt adviser on:0800 195 2911

Apply for help online

Top of page

Fees payable when continuing service is provided. Repaying your debt over a longer period may increase the total amount to be repaid. Call may be recorded for training and quality purposes. Calls from UK landlines are usually free, but you should check with your network provider for full details of your service.

Think Money Limited © 2010. All rights reserved. Pennington House, Carolina Way, South Langworthy Road, Salford Quays M50 2ZY. Company Reg No: 04926097. Registered in England and Wales.