Debt consolidation loans

Credit cards, store cards, hire purchase agreements… the more debts you have, the harder it can be to keep track. A debt consolidation loan could turn all those bills into one affordable monthly payment – easier to remember, and easier to budget for.

• Make just one payment every month
• Enjoy a lower interest rate (in some cases)
• Know exactly what you owe
• Know exactly when you'll be debt free

Will my credit rating be a problem?

Think Money specialise in helping people in any situation find the right solution for them. We could help you find a loan, even if you have:

• Past CCJs / defaults
• Mortgage / rent arrears
• Poor credit history
• Self-employed status
• Been declared bankrupt in the past

The overall cost for comparison is 16.8% APR (typical).
66% of our customers get this rate or lower

Consolidate your debts with Think Money

Call Think Money today on freephone 0800 195 2911 or complete the call-back form on this page and one of our friendly, experienced advisers will call you back, free of charge and free of obligation, at a time that suits you.

We work with a panel of lenders to find the debt consolidation loan that's just right for you. Just talk to us and we'll see who can give you the best offer.

If you're a homeowner, it might make sense to think about a debt consolidation mortgage.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Loans subject to status and where mortgages are involved, subject also to type and value of property. For mortgages, an admin fee of £395, or where any additional cash raise exceeds £20,000, 5% of the additional cash raise, is payable on completion (maximum fee £1495). For secured loans a 10% broker fee is payable on completion. [The actual rate available will depend upon your circumstances. Ask for a personalised illustration.] DEBT CONSOLIDATION MAY INCREASE THE AMOUNT TO BE REPAID IN THE LONG TERM. Calls may be recorded.