Debt, stress and your health

Being in debt can be stressful for anyone. But how do you know when your debt is too much? When you miss one payment, or receive a final demand from your lenders, perhaps?

The truth is that being in debt can be worrying regardless of how severe your debt problem is - although, naturally, the more debt there is, the more stress it can cause.

Studies have shown a clear link between debt problems and health issues. If you think your health is being affected by your debt problems, it`s important that you seek the professional advice of your GP. You may also want to contact an expert debt adviser to discuss how you can put an end to your debt problems.

How can a debt adviser help?

An expert debt adviser can help you to find the most effective way of tackling your debts.

That doesn`t always have to mean a specific debt solution. Some people find that their problem can be solved with a bit of guidance on how to manage their finances. For example, creating a budget - in which you`ll track your income and expenditure and set aside enough to cover your essential costs, leaving you with an amount that is safe to spend on other things - could make a big difference to your financial well-being.

Likewise, your debt adviser might be able to help you identify some areas in which you can cut back. For example, you might be able to find a cheaper mobile phone contract, or you might be able to limit the amount you spend on eating out over the course of a month.

If your problem is more serious, though, then your debt adviser may recommend an appropriate debt solution. There are debt solutions available for various situations and different levels of debt, so no matter how big your debts are, there should be a way to make them more manageable, so you can focus on clearing them.

For more information on ways to tackle your debts, click here or call our friendly debt advice team on 0800 195 2911.

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Tags: debt, stress, health, stress from debt, reduce stress, debt problems, money problems, money, miss payment, final demands, budget

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