Where will you be doing your Christmas shopping?
There`s a lot to be said for where you do your shopping. Retailers will be doing everything they can to attract your business this winter, so play your cards right and you could save a lot of money.
Can I buy a car while I`m on a debt management plan?
A debt management plan can really help people who are struggling with unmanageable debt. By reducing your monthly debt repayments to a manageable level, it can help you to ensure all your outgoings are covered.
Single IVA
All IVAs tend to work in the same way on a basic level, but the way they are arranged can vary, depending on things like how many people are involved.
Do IVAs freeze interest on my debt?
An IVA (Individual Voluntary Arrangement) can be an effective debt solution for people struggling with unmanageable debt.
Debt management - can it stop the bailiffs visiting?
If you are in several months` worth of arrears on your debt repayments, your lender could instruct a debt collector to collect the debt on their behalf. A debt collector will attempt to reclaim the debt for your lender - and if they are unsuccessful, they may eventually send bailiffs to your home. However, this process tends to take a fair amount of time, and bailiffs cannot be instructed until a County Court Judgment (CCJ) has been obtained and enforced.
Types of debt consolidation
A lot of people think that consolidating your debts always involves taking out a loan - but this isn`t necessarily the case. `Debt consolidation`, as a general term, can apply to any debt solution that effectively combines your debt repayments into one monthly payment - and there are a number of ways this can be done.
Can I do a joint IVA with my partner?
If your finances are linked with someone else`s - your partner, for example, or anyone else you share budgets with - you may be eligible for a joint IVA.
Debt management: what happens if I miss a payment?
Anyone`s circumstances can change - and if you miss a payment to your debt management plan, the situation can become quite serious. For that reason, you should take action at the first sign of problems.
This is page 10 of 27
<< First page << 5 - 6 - 7 - 8 - 9 - 10 - 11 - 12 - 13 - 14 - 15 Next Page >>