Expert mortgage views & facts
Secured loan or remortgage?
If you have enough equity in your home, you may be able to turn some of it into cash with a secured loan or remortgage. In case you`re not familiar with the term ‘equity`...
Remortgage: the low-down
Why remortgage? If you`re a new homeowner, you may ask why people don`t stay with their existing mortgage until the end of its term. After all, if you`ve just signed up to a mortgage that`ll run for (probably) decades, you`ll be forgiven for wondering why so many people are even thinking about remortgaging.
Can I remortgage in the credit crunch?
Today, you might think remortgaging in a credit crunch would be harder - and you`d be right. But even though house prices are dropping and mortgages are less available, many thousands of people are still remortgaging
How do I remortgage? – a quick guide
In many respects, remortgaging is similar to taking out a brand new mortgage – although having lived in your home for a few years, you should have a history of payments, and therefore lenders’ confidence, on your side
Where can I get free mortgage advice?
In today`s turbulent mortgage markets, getting the right advice is more important than ever. The question is: how much are you willing to pay for it?
Mortgages, house prices & homeowners – part II
Is now a good time to get a mortgage? In October 2007, according to the Nationwide House Price Index, the price of the average house peaked at £186,044. Fast forward 10 months to August 2008, and that average price had dropped by over £21,000.
Mortgages, house prices & homeowners
Whatever you may hear, falling house prices aren’t necessarily terrible news for all homeowners.
House prices. Who’s talking? Who’s listening?
House prices. It’s a big topic. Not just because houses are a major investment (and mortgages are a major debt), but because property values affect just about everyone, whether they’re buying a house, selling one, renting one – or just living in one.