Expert views & facts
Can I remortgage in the credit crunch?
Today, you might think remortgaging in a credit crunch would be harder - and you`d be right. But even though house prices are dropping and mortgages are less available, many thousands of people are still remortgaging
What types of loan are there?
With so many different types of loan available for different purposes, looking for a loan can be a daunting task.
How do I remortgage? – a quick guide
In many respects, remortgaging is similar to taking out a brand new mortgage – although having lived in your home for a few years, you should have a history of payments, and therefore lenders’ confidence, on your side
Credit card debt consolidation
When someone talks about "consolidating credit card debts", they could mean one of two things. They could mean consolidating their credit card debts with a debt consolidation loan, or they could mean transferring their balance from one card to another. Either way, it`s all about credit card debt - and consolidating it.
Where can I get free mortgage advice?
In today`s turbulent mortgage markets, getting the right advice is more important than ever. The question is: how much are you willing to pay for it?
Why can`t tenants get secured loans?
Secured loans, in general, come with lower interest rates than unsecured loans. In other words, lenders will charge less to loan the same amount of money for the same amount of time. However, secured loans are not available to everyone - and the reason for that is in the name...
Where can I find a £5,000 loan?
It isn`t easy finding a loan today. Falling house prices means people own less equity in their home, so it`s harder to get a secured loan. At the same time, the credit crunch means lenders are being much more careful about lending money out.
Mortgages, house prices & homeowners – part II
Is now a good time to get a mortgage? In October 2007, according to the Nationwide House Price Index, the price of the average house peaked at £186,044. Fast forward 10 months to August 2008, and that average price had dropped by over £21,000.
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