Will I have to sell my house if I enter an IVA?

Debt adviceApril 28 Author: Matthew Plant – Financial specialist

An IVA (Individual Voluntary Arrangement) can make your debts affordable again. But will it force the sale of your home, like bankruptcy can?

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Will a debt management plan affect my credit rating?

Debt adviceApril 28 Author: Matthew Plant – Financial specialist

A debt management plan can help you to clear your unmanageable debts - but repaying your debts more slowly will also have an impact on your credit rating.

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Can I keep my bank account on a debt management plan?

Debt adviceApril 21 Author: Matthew Plant – Financial specialist

For people struggling with debt repayments that they simply can`t afford, a debt management plan can help. But as with any debt solution, there are some downsides.

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Is an IVA right for me?

Debt adviceApril 20 Author: Matthew Plant – Financial specialist

An IVA (Individual Voluntary Arrangement) may be one option for people with unmanageable debts, but you`ll have to make sure it`s the right option for you before you make a decision.

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Debt management plan case study

Debt adviceApril 19 Author: Matthew Plant – Financial specialist

One option for people faced with unmanageable debts is a debt management plan. But you`ll need to meet a few criteria to qualify.

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Starting an IVA

Debt adviceApril 14 Author: Matthew Plant – Financial specialist

A guide to starting out on an IVA, and what will happen up to the day you become debt-free.

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Explaining debt management plans

Debt adviceApril 13 Author: Joel Stanier – Financial specialist

If you have debts that are proving difficult to repay, a debt management plan can help you to bring your repayments back down to an affordable level.

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Who can get an IVA?

Debt adviceApril 12 Author: Matthew Plant – Financial specialist

IVAs are designed to help people who can no longer afford to repay their debts within a reasonable period of time, but who (usually) can still afford to make regular monthly payments.

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