Loans

Don't miss out on the best secured loan deals. Check out our best-buy table and find out what our lenders could do for you.

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Personal loans

A personal loan is a sum of money you borrow from a lender, agreeing to pay it back over a certain period of time. It's up to you what you spend the money on, whether it's a new car, home improvements, a well-deserved holiday - in fact, anything at all.

The cost (the interest you pay) may vary from lender to lender, and will also depend on your credit rating - in general, the better your credit rating, the lower the interest you'll pay on your personal loan.

We can help you to decide on the right type of loan for your needs, whatever you need the money for - home improvements, a holiday, or debt consolidation - our friendly advisers are at hand to help.

There are basically two kinds of personal loan: secured loans and unsecured loans.

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Secured loans

If you're a homeowner, you could benefit from lower interest rates and smaller monthly payments with a secured loan.

By securing your home as a guarantee against the loan, you may have access to better terms from your lender - meaning you could save money.

Our expert advisers can help you find a great deal from our specially selected panel of lenders.

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Debt consolidation loans

A debt consolidation loan could help you simplify your finances and reduce your monthly debt repayments, making your debts more manageable.

We could help you turn you multiple debts into one convenient monthly payment, helping you to get your finances under control.

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Get a secured loan with Think Money

A lot of people are worried that finding the right deal will be difficult. The credit crunch has meant that it can be more difficult for some people, but good deals are still very much available - and an expert like Think Money can make finding the right deal much easier.

If you're a homeowner who has had trouble finding the right deal, you might have more success applying for a secured loan. Since your loan is secured as part of the deal, lenders may be more willing to offer finance - and you could also benefit from lower rates and lower monthly repayments.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. DEBT CONSOLIDATION MAY INCREASE THE AMOUNT TO BE REPAID IN THE LONG TERM. Subject to status. A 10% arrangement fee is payable on completion. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Calls may be recorded.

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