Our loan calculator is intended for illustration purposes only. For a personalised quote and advice on the best mortgage deal for your circumstances, call us on 0800 195 2910 or click "Apply Now" then fill in the form

16.8% APR (typical). 66% of our customers get this rate or lower.

How your repayments are affected

Repayment period

The longer your repayment period, the lower your monthly repayments will be, but the more you'll pay overall. We've designed our calculator to help you figure out how quickly you can afford to repay the money without stretching your monthly finances too far.

Your credit history

A good credit history can mean lenders offer you a lower interest rate. Our calculator gives you an idea of what you might pay if you think your credit rating is poor, average or good.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Loans subject to status and where mortgages are involved, subject also to type and value of property. For mortgages, an admin fee of £395, or where any additional cash raise exceeds £20,000, 5% of the additional cash raise, is payable on completion (maximum fee £1495). For secured loans a 10% broker fee is payable on completion. [The actual rate available will depend upon your circumstances. Ask for a personalised illustration.] DEBT CONSOLIDATION MAY INCREASE THE AMOUNT TO BE REPAID IN THE LONG TERM. Calls may be recorded.