Bad credit mortgages
Having a bad credit rating doesn't mean you can't get a mortgage.
At Think Money, we specialise in finding mortgages for everyone, regardless of financial history. We work with a wide range of lenders, so there's an excellent chance we can find the perfect mortgage for you, whatever your circumstances.
Even if you:
- Have a poor credit history
- Have defaults / arrears
- Have CCJs
- Are a discharged bankrupt
- Are in an IVA
- Are self-employed – with no proof of income
So whatever your credit history, talk to us – and let us do the searching for you.
Would I need a bad credit mortgage?
If your credit history isn't as good as it could be, many mortgage providers won't give you a mortgage. Being refused isn't just depressing – multiple refusals in a short space of time can look bad on your credit file, making it even harder to find the mortgage you're looking for.
It's another reason to talk to Think Money. Different mortgage providers have different ideas of what's important, and we've worked with a wide range of them for a long time. We'll know who's the most likely to say 'yes' to someone in your situation, giving you the mortgage you need.
Remember: Making regular payments to a mortgage is a good way to improve your credit rating.
The overall cost for comparison is 9.9% APR (typical).
66% of our customers get this rate or lower
Further Reading:
Need help with your credit rating?