Mortgage calculator

You can use this mortgage calculator to work out what your monthly mortgage repayments might be for various amounts borrowed, repayment terms and annual interest rates.

Estimate your monthly mortgage repayments

Your results Mortgage amount:
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Mortgage term:
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Annual interest rate:
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Your monthly repayments Interest only mortgage:
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Repayment mortgage:
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Our mortgage calculator is intended for illustration purposes only. For a personalised quote and advice on the best mortgage deal for your circumstances, call us on 0800 195 2913 or fill out the form below

The overall cost for comparison is 5.4% APR (typical).

What can affect my mortgage repayments?

Interest rate

If you choose a tracker or variable-rate mortgage, your repayments are liable to change each time the rates change. Alternatively, a fixed-rate mortgage means your payments stay the same. Our mortgage calculator lets you see how much you'll pay at various rates.

Repayment period

The longer your repayment period, the lower your monthly repayments will be – although you will end up paying more in the long run. Using our calculator, you can see how much the repayment period could affect your monthly outgoings.

Type of mortgage – repayment or interest-only?

With a repayment mortgage, you will repay what you have borrowed, plus interest. An interest-only mortgage means your repayments will be lower, but you will have to repay what you have borrowed at a later date – So you'll need a plan to find a lump sum at the end of the repayment period

For help finding a mortgage, get in touch today

Call freephone 0800 195 2913 or Click here »

We'll give you all the advice you need for FREE.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Loans subject to status and where mortgages are involved, subject also to type and value of property. For mortgages, an admin fee of £395, or where any additional cash raise exceeds £20,000, 5% of the additional cash raise, is payable on completion (maximum fee £1495). For secured loans a 10% broker fee is payable on completion. [The actual rate available will depend upon your circumstances. Ask for a personalised illustration.] DEBT CONSOLIDATION MAY INCREASE THE AMOUNT TO BE REPAID IN THE LONG TERM. Calls may be recorded.

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