Loans: Government may have to intervene

27 November 2008
Bank of England Governor Mervyn King has warned that the Government may be forced to intervene directly if banks and other financial institutions do not resume offering ‘normal’ levels of loans and mortgages.... read more »

Can I remortgage in the credit crunch?

29 October 2008
Today, you might think remortgaging in a credit crunch would be harder - and you`d be right. But even though house prices are dropping and mortgages are less available, many thousands of people are still remortgaging... read more »

UK energy bills rise four times faster than in Europe

13 January 2009
New figures have revealed that energy bills in the UK have risen more than four times as quickly as in Europe over the past year.... read more »

Car loans hard to find

29 January 2009
In the last six months, around 300,000 people have been refused a car loan.... read more »

UK train fares higher than on the Continent

2 March 2009
Train fares in the UK can be far higher than they are on the Continent, according to a study by rail watchdog Passenger Focus.... read more »

Consumers `reluctant to give mortgage advice`

19 March 2009
As a result of the current economic conditions, many consumers are unwilling to provide friends, family and colleagues with advice concerning mortgages.... read more »

House sales up 40% in March

24 April 2009
House sales in the UK went up by 40% in March, compared with the previous month, according to the latest figures from HM Revenue & Customs (HMRC).... read more »

Savers `should look out for restrictions`

6 May 2009
Independent research specialist Defaqto has warned potential savers to "keep their wits about them" with regard to restrictions on savings accounts.... read more »

Annual mortgage report `explains the inexplicable`

5 May 2009
The 2008 Annual Report from the Council of Mortgage Lenders (CML) aims `to explain the seemingly inexplicable, but not to defend the indefensible`, in the words of director general Michael Coogan.... read more »

IVAs across the UK

18 May 2009
An IVA (Individual Voluntary Arrangement) is a form of insolvency which can help people in some parts of the UK reduce their monthly expenses and write off the portion of their debt that they can`t realistically expect to repay in a reasonable period of time.... read more »

Retail sales beat expectations

21 May 2009
The latest retail sales statistics have exceeded analysts` expectations, suggesting that consumers may be becoming less worried about debt and more confident about spending.... read more »

Car loans could become cheaper as LIBOR falls

Interest rates on car loans could be set to fall after The Times reported that the LIBOR (London Inter-Bank Offered Rate) fell to a record low.... read more »

Loans: Bank of England warns more cash may be needed

18 May 2009
Bank of England Governor Mervyn King has suggested that banks may yet require further funding to persuade them to start offering loans freely once again.... read more »

Millions `may be overpaying for travel insurance`

Millions of people who only take one trip abroad this year could be overpaying on their insurance, according to Moneywise.co.uk.... read more »

Hope for loans as base rate remains at 0.5%

4 June 2009
The Bank of England has decided to keep its base rate at its historic low of 0.5%, raising hopes that interest rates on personal loans and mortgages could fall - or at least that they won`t rise.... read more »

Banks lending more to small businesses

15 June 2009
New figures from the British Bankers` Assocation (BBA) have suggested that banks are lending more to small businesses, in a potentially positive sign for the economy.... read more »

Inflation falls to 2.2%

16 June 2009
According to The Office for National Statistics (ONS), annual inflation in the UK slowed again last month, as the Consumer Price Index (CPI) fell from 2.3% in April to 2.2% in May, the BBC reports.... read more »

Loan rates `up as much as 44% in two years`

13 June 2009
Financial information group Moneyfacts has claimed that personal loan rates have risen significantly over the past two years, despite a series of base rate cuts.... read more »

Free debt advice

17 June 2009
If you`re worried about the state of your finances, there`s a good chance you`d benefit from getting some free debt advice from a professional debt specialist.... read more »

£113m of personal loans used for weddings

19 June 2009
New research from Sainsbury`s Finance has suggested that personal loans worth around £113 million in total were taken out to pay for weddings in the first four months of 2009.... read more »