Items tagged with: bad credit
Base rate: all-time low of 1.5% ‘not the bottom’
27 January 2009
Currently 1.5%, the Bank of England’s base rate has reached an all-time low – but is likely to sink further yet, experts believe.... read more »
FSA suggests increase in banking `safety net`
2 April 2009
The Financial Services Authority (FSA) has suggested increasing the Government`s compensation for savers in the event that their account provider fails.... read more »
Student loan defaults to appear on credit reports
5 May 2009
The Student Loans Company (SLC), the organisation responsible for loans to higher education students in the UK, has said it will start reporting missed payments to credit reference agencies.... read more »
"Possibility of bad debt" can raise credit card rates
6 May 2009
Sometimes, charges on credit cards have to be raised because of the risk of bad debt, says a spokesperson for the credit card industry, as MoneyExpert.com reports.... read more »
Debt advice: How to improve a bad credit rating
20 May 2009
For many people who have problems with debt, one of the worries they have to deal with is damage to their credit rating.... read more »
How long will an IVA/debt management plan stay on my credit history?
1 June 2009
For people struggling with unmanageable debt, debt solutions such as an IVA (Individual Voluntary Arrangement) or a debt management plan can be a `lifeline`, helping them regain control of their finances and look forward to a debt-free future.... read more »
Does debt management give you a bad credit rating?
22 June 2009
If you are struggling with unmanageable debt, then a debt management plan could help. By negotiating new repayment arrangements with your creditors, you could make your debts manageable, and set yourself on the way to becoming debt-free.... read more »
No credit check bank account
4 August 2009
If you have a bad credit history, you may have found it difficult to open a bank account.... read more »
Can I get a loan if I`m in debt?
21 July 2009
We all know that finding a loan has become more difficult recently. Lenders have become more cautious about their lending as a way of protecting themselves against the economic downturn.... read more »
Can`t get a basic bank account
13 October 2009
Over the years, bank accounts have become increasingly useful for day-to-day living. They offer us a safe and secure place to keep our money, as well as access to a range of useful facilities.... read more »
Bank accounts for people with a poor credit history
23 October 2009
A poor credit history can affect more than just your chances of obtaining credit: it can also make it difficult to get a regular bank account.... read more »
Do I need a good credit score to get a debt consolidation loan?
8 January 2010
When it comes to borrowing money, your credit score is an important factor in determining the type of deal you are likely to be offered. If your credit history is spotless, you`ll probably have access to the very best deals; if you have struggled in the past, then you may have more difficulty.... read more »
Can I get an IVA if I have bad credit?
3 August 2009
If your problems with debt have become so bad that you can`t see yourself ever repaying your debts, then one option could be an IVA (Individual Voluntary Arrangement).... read more »