Mortgage advice: finding the best remortgage rate

18 March 2009
With the Bank of England`s base rate at an all-time low of 0.5% (as of 5^th March 2009), there are many good remortgage deals out there, if you can just find the right one... read more »

Is an IVA better than bankruptcy?

7 May 2009
Is an IVA better than bankruptcy? The only real answer is `sometimes`, as it depends on the individual in question: not just how much they owe, but a whole range of other factors...... read more »

Which is right for me: IVA or DRO?

21 September 2009
When it comes to dealing with unmanageable unsecured debts, there are a number of solutions that can help people clear their debt and get back in control of their finances. Two of the options are an IVA (Individual Voluntary Arrangement) and a DRO (Debt Relief Order). IVAs and DROs can both help people clear their unmanageable debts, but each is suitable for people in different circumstances.... read more »

Is debt consolidation safe?

21 September 2009
For people with multiple debts who would like to reduce their monthly outgoings and/or simplify their finances, debt consolidation can often make good sense.... read more »

Can an IVA save me from bankruptcy?

18 May 2009
Faced with the prospect of going bankrupt, many people will go to any lengths to find a solution that can `save` them from bankruptcy. This isn`t always the right approach - for some people, bankruptcy could well be the best (or only) solution to their debt problems.... read more »

IVA or DRO?

18 August 2009
IVAs (Individual Voluntary Arrangements) and DROs (Debt Relief Orders) are two forms of insolvency - two ways of legally acknowledging that you can`t repay the money you owe.... read more »

Is debt management better than bankruptcy?

7 March 2010
Some people automatically think of bankruptcy when it comes to clearing unmanageable debt, but debt management plans and other debt solutions have given borrowers a range of options. But are the alternatives always better than bankruptcy?... read more »

How do I remortgage? – a quick guide

27 October 2008
In many respects, remortgaging is similar to taking out a brand new mortgage – although having lived in your home for a few years, you should have a history of payments, and therefore lenders’ confidence, on your side... read more »

Starting an IVA

14 April 2010
A guide to starting out on an IVA, and what will happen up to the day you become debt-free.... read more »