Free debt advice

26 November 2008
In the Pre-Budget Report, the Government has committed itself to providing free debt advice. ... read more »

Annual energy bills ‘could be cut by a third or more’

22 October 2008
Annual energy bills could be cut by a third or more if energy companies entered into “more vigorous competition”, according to a former Energywatch chief executive.... read more »

What types of debt help are there?

28 November 2008

For people looking for a way out of debt, there are a number of debt solutions to suit different circumstances. The range of options can be confusing – so it helps to have a good knowledge of the various types of debt help available.

Here we look at the range of debt help and solutions that could help you become debt-free once again.

Why debt advice is important

28 November 2008

Being in debt is a worrying situation for anybody – and, unfortunately, a situation that many people choose to go through alone. For some people, debt means constant juggling between credit cards and overdrafts, hiding your financial circumstances from friends and family, and a lot of anxiety and worry.

Does any of this sound familiar? If it does, it’s time to seek debt advice. Speaking to a professional debt adviser who knows the industry could be the difference between continuing struggles with debt, or getting your finances in order and becoming debt free.

Growing demand for debt advice

8 January 2009
Debt advice services have helped hundreds of thousands of people cope with their debt problems in 2008.... read more »

Energy bills ‘could fall below £1000’

9 January 2009
New research has suggested that the average household could have £130 knocked off their annual bills this year, if energy companies reduce their prices as expected.... read more »

Inflation drops to 3.1%

21 January 2009
CPI annual inflation fell to 3.1% in December, a drop of a full percentage point from November’s figure.... read more »

People ‘should save four months’ salary to avoid debt’

3 February 2009
A new report from Nationwide Building Society has encouraged consumers to ensure they have the equivalent of four months’ salary saved up to protect themselves in the event of unemployment.... read more »

Struggling consumers `may benefit from debt advice`

6 February 2009
Consumers who are struggling to make essential monthly payments should seek debt advice, it has been suggested.... read more »

Shortage of gas storage ‘driving up prices’

19 February 2009
Energy industry analysts have said that a shortage of storage capacity is pushing up the price of domestic gas, leaving billpayers facing higher prices.... read more »

Debt repayment levels `highest since records began`

1 April 2009
New figures from the Bank of England have shown the biggest net repayment of consumer debts since records began in 1993.... read more »

Debt `top of British youths` concerns`

30 April 2009
A new survey has suggested that debt is the biggest concern for the future amongst much of Britain`s youth.... read more »

Debt consolidation help

15 May 2009
Dealing with multiple debts can be stressful and confusing. Managing your finances can be complicated when you have several payments to different creditors going out each month - but there is help available.... read more »

Debt advice: How to improve a bad credit rating

20 May 2009
For many people who have problems with debt, one of the worries they have to deal with is damage to their credit rating.... read more »

Scottish debt solutions: Trust Deeds

22 May 2009
If you have large debts that you do not think you will be able to repay within a reasonable period of time, then your first thought may be filing for sequestration (bankruptcy). However, a Trust Deed could help you clear your debts while avoiding some of the downsides of sequestration.... read more »

Debt concerns `may delay retirement`

26 May 2009
Almost two thirds of over-50s say they may need to delay their retirement because their savings and pensions have been affected by the recession, according to a new survey.... read more »

Debt management Wales

5 June 2009
If you`re struggling to repay your debts, finding the right debt solution could make a huge difference to your finances. Different debt solutions are designed to help people in different situations - but choosing the wrong debt solution could make it even more difficult to repay your debts.... read more »

Five debt advice tips

11 June 2009
In these difficult times, staying out of debt - or getting out of debt - can be very difficult. That said, by making a few changes to the way you approach your finances, you could improve your chances of living a life without debt problems. Here`s a few debt advice tips to help you keep your finances in check.... read more »

Free debt advice

17 June 2009
If you`re worried about the state of your finances, there`s a good chance you`d benefit from getting some free debt advice from a professional debt specialist.... read more »

Debt advice - why is it important?

2 July 2009
The importance of debt advice has been growing for many groups of society in recent months, with access to lending down and interest rates on savings accounts also falling.... read more »