Why debt advice is important

28 November 2008

Being in debt is a worrying situation for anybody – and, unfortunately, a situation that many people choose to go through alone. For some people, debt means constant juggling between credit cards and overdrafts, hiding your financial circumstances from friends and family, and a lot of anxiety and worry.

Does any of this sound familiar? If it does, it’s time to seek debt advice. Speaking to a professional debt adviser who knows the industry could be the difference between continuing struggles with debt, or getting your finances in order and becoming debt free.

How could a debt consolidation loan save me money?

14 January 2009
If you have a number of debts and would like to simplify your finances and/or reduce your monthly outgoings, then a debt consolidation loan could help.... read more »

Loans: interest on personal debt ‘nearly £100bn’

21 January 2009
Annual interest on UK personal debt is approaching the £100bn mark, new figures from uSwitch.com have revealed.... read more »

Loan for debt consolidation

11 May 2009
Loans can be for all kinds of purposes - funding home improvements, for example, or holidays - but if you have multiple debts that you would like to make more manageable, taking out a loan for debt consolidation might be the answer.... read more »

Debt consolidation in Scotland

16 July 2009
If you live in Scotland, you may be aware that some of the debt solutions available to Scottish residents are different to the ones available in the rest of the UK.... read more »

Is debt consolidation safe?

21 September 2009
For people with multiple debts who would like to reduce their monthly outgoings and/or simplify their finances, debt consolidation can often make good sense.... read more »

Debt consolidation loan interest rates

5 October 2009
Even for people who can afford their debt repayments, it`s easier to manage one debt repayment instead of many. That`s where a debt consolidation loan could help.... read more »

Do I need a good credit score to get a debt consolidation loan?

8 January 2010
When it comes to borrowing money, your credit score is an important factor in determining the type of deal you are likely to be offered. If your credit history is spotless, you`ll probably have access to the very best deals; if you have struggled in the past, then you may have more difficulty.... read more »

Debt Consolidation Loan or IVA: which is best for me?

15 July 2008

If you’re having problems with debt and you are looking for a way out, the range of options on offer can be overwhelming. Each different debt solution is suited to a different situation, and it’s important to understand which is best for you.

Here we look at two debt solutions that could help you get back in the clear: debt consolidation loans and IVAs (Individual Voluntary Arrangements).

Debt consolidation v IVA - Which is better?

3 November 2008

Debt consolidation loans aren’t ‘better’ than IVAs (Individual Voluntary Arrangements). IVAs aren’t ‘better’ than Debt consolidation loans.

Both debt solutions can offer borrowers a sensible, realistic way to repay their debts, but they work in very different ways and often suit people in very different situations.

Debt consolidation & IVA – Who are they right for?