Two thirds of mortgage deals require at least 25% deposit

7 April 2009
The majority of mortgage deals are only available to people who can put down a deposit worth at least 25% of the property`s value. To put it another way, most mortgage deals currently on offer have an LTV (Loan-to-Value) ratio of 75% or less.... read more »

Home loans for people in negative equity

15 April 2009
Two major home loan providers are now offering mortgages to existing customers who are in negative equity.... read more »

Mortgage providers relax lending criteria

23 May 2009
Two leading mortgage providers have started to relax their lending criteria, in a possible sign that confidence may be improving amongst lenders.... read more »

Fewer low-deposit home loans available

16 June 2009
The number of home loans available to people with only a 10% deposit has fallen by 97% since the beginning of 2007, according to The Telegraph.... read more »

Remortgages & deposits

30 September 2009
For anyone who`s looking for a remortgage, the issue of deposits is an important one. Right now (September 2009), no-one is sure whether house prices are about to go up or down. That makes mortgage lenders particularly cautious about lending - and makes the subject of deposits particularly vital.... read more »

Mortgage deposit requirements easing

9 November 2009
Mortgage deposit requirements are easing, according to Moneyfacts.... read more »

1.5 million ‘facing mortgage difficulty’

16 January 2009
A consumer group has warned that 1.5 million homeowners with big mortgages could face “disaster” if, as expected, house prices fall by a further 15% this year.... read more »

Large deposit `key to cheap mortgage`

16 August 2010
Putting down a big deposit remains the key to getting a good mortgage deal, according to Ray Boulger from John Charcol, a leading mortgage expert. ... read more »