Encouraging banks to offer loans

8 January 2009
The Government is considering ways of encouraging banks to increase the availability of loans.... read more »

Home loans rise in December

2 February 2009
The number of home loans approved for house purchase rose in December, according to the latest figures from the Bank of England.... read more »

Experts advise caution on home loan switch

19 February 2009
Experts have warned that switching from a fixed-rate home loan deal to a more attractive variable-rate option ‘might not be straightforward’, according to The Observer.... read more »

Home loans for people in negative equity

15 April 2009
Two major home loan providers are now offering mortgages to existing customers who are in negative equity.... read more »

Are secured loans for homeowners still available?

11 May 2009
In a word: yes. Secured loans are still very much available for homeowners - but that doesn`t mean every homeowner will be able to find one. If you`re looking for a secured loan, start by asking yourself these three questions...... read more »

Mortgage repossession

18 May 2009
If you`re worried about mortgage repossession, you`re not on your own. In 2009, the Council of Mortgage Lenders (CML) expects around 75,000 properties (representing around 0.66% of all mortgages) to be repossessed.... read more »

Fewer low-deposit home loans available

16 June 2009
The number of home loans available to people with only a 10% deposit has fallen by 97% since the beginning of 2007, according to The Telegraph.... read more »

Home loans rise by 4% in April

28 May 2009
New statistics have shown a 4% rise in the number of home loan approvals in April, compared with March.... read more »

Will I lose my home in an IVA?

16 June 2009
If your debts have become unmanageable, an IVA (Individual Voluntary Arrangement) could help you to avoid bankruptcy and repay as much of your debt as you can afford.... read more »

Remortgage advice - equity and your home

8 October 2009
Finding a good remortgage deal is important for homeowners. For many, it`s a good opportunity to reduce outgoings - especially in the current economic climate, when mortgage rates are typically lower than in recent years.... read more »

Debt management plan: will my home be safe?

23 June 2010
Many people in debt worry about losing their home. A debt management plan could help you make your mortgage payments while you`re clearing your unsecured debts.... read more »