Encouraging banks to offer loans

8 January 2009
The Government is considering ways of encouraging banks to increase the availability of loans.... read more »

Why can`t tenants get secured loans?

15 October 2008
Secured loans, in general, come with lower interest rates than unsecured loans. In other words, lenders will charge less to loan the same amount of money for the same amount of time. However, secured loans are not available to everyone - and the reason for that is in the name...... read more »

Are secured loans for homeowners still available?

11 May 2009
In a word: yes. Secured loans are still very much available for homeowners - but that doesn`t mean every homeowner will be able to find one. If you`re looking for a secured loan, start by asking yourself these three questions...... read more »

British homeowners overpay mortgage debts

7 December 2009
A survey by The Independent has found that a growing number of homeowners in Britain are choosing to overpay their mortgage debts.... read more »

Do I need to be a homeowner to get on a debt management plan?

12 January 2010
The right debt solution for you will depend on your immediate and longer-term circumstances. A number of things can affect how suitable each debt solution is for you, such as your income and outgoings, the amount you owe, your ability to repay your debts and your employment and residential status.... read more »

Secured Loans & the Special Liquidity Scheme

23 September 2008
Credit, from mortgages and secured loans to unsecured loans and credit cards, has become, in general, harder to obtain and more expensive since the credit crunch began.... read more »