Bank of England base rate cut to 2%

4 December 2008
The Bank of England today lowered its base rate to 2% – the lowest rate in over half a century.... read more »

Fixed-rate or tracker mortgage?

1 December 2008
Following the Bank of England’s base rate cut to 3%, deciding between a fixed-rate mortgage and a tracker mortgage has become even more difficult than it used to be. Choosing one or the other could potentially save you (or cost you) a lot of money in the long-run.... read more »

Lowering LIBOR – the real cost of mortgages

11 December 2008
When the base rate (or `bank rate`) came down, why didn`t the cost of mortgages come down as far and as fast?... read more »

Secured loans & the base rate cuts

19 January 2009
Why aren`t secured loans coming down in price? As the Bank of England cuts its base rate again and again, many would-be borrowers are asking why lenders aren`t passing these cuts on to borrowers in the form of cheaper - and more readily available - secured loans.... read more »

Base rate cut to 1%

5 February 2009
The Bank of England’s Monetary Policy Committee (MPC) has just reduced the base rate to a historic low of 1%, despite widespread mixed feelings about the decision.... read more »

Lender cuts fixed-rate mortgage rates

31 October 2008
A major UK lender has revealed it has cut the interest it charges on some of its mortgages.... read more »

Loans: no change in base rate

7 May 2009
The Bank of England today announced it is keeping its base rate at 0.5%, as widely predicted by economists.... read more »

Fixed rates cut by UK bank

25 December 2008
A UK lender has revealed that it has cut the rates on its fixed-rate mortgages in response to last week`s interest rate fall of 100 basis points.... read more »

Debt consolidation loan rates

29 May 2009
A debt consolidation loan is one way of simplifying your finances and reducing your outgoings each month. However, because of the way debt consolidation works, you may sometimes end up paying more in the long term.... read more »

Debt consolidation loan interest rates

5 October 2009
Even for people who can afford their debt repayments, it`s easier to manage one debt repayment instead of many. That`s where a debt consolidation loan could help.... read more »

Bank to hold base rate at 0.5%

7 October 2009
The Bank of England is expected to hold the base rate at 0.5% when it announces its decision this Thursday.... read more »

`Loyalty doesn`t pay` on home insurance

Moneysupermarket.com has warned householders that `loyalty doesn`t pay` when it comes to home insurance.... read more »

Election: hung parliament could increase cost of mortgage debt

12 April 2010
Brokers have sent out a warning that a `hung parliament` could increase the cost of new mortgages by around £1,200 per year, The Times reports.... read more »

Overdraft rates increasing, despite low Bank rate

12 May 2010
The average authorised overdraft rate has hit its highest level in a decade, despite the Bank of England base rate falling to an all-time low, according to research from Moneyfacts.... read more »

Bank of England ‘considered dropping rate’

19 September 2008
The Bank of England’s Monetary Policy Committee (MPC) considered dropping the base rate before settling on 8-1 votes in favour of keeping it at 5%.... read more »

Bank rate means most savings accounts `pay below inflation`

28 July 2010
An article on the BBC News website highlights how many savers are having trouble finding a savings account that offers good returns on their deposits. ... read more »

More homeowners opting for fixed-rate mortgages

16 August 2010
48% of new borrowers opted for a fixed-rate mortgage in June - the highest proportion of overall mortgage borrowing so far this year, according to the Council of Mortgage Lenders (CML). ... read more »