Unemployment fears for graduates in debt

12 June 2009
A new report has suggested that as many as 10% of this year`s university graduates could still be unemployed in six months` time, according to The Guardian.... read more »

What types of debt can I consolidate?

26 June 2009
Is there a limit on the type of debts I can consolidate?... read more »

Types of debt consolidation

4 November 2009
A lot of people think that consolidating your debts always involves taking out a loan - but this isn`t necessarily the case. `Debt consolidation`, as a general term, can apply to any debt solution that effectively combines your debt repayments into one monthly payment - and there are a number of ways this can be done.... read more »

Which debts can I include in a debt management plan?

26 January 2010
In general, the answer to this is fairly simple: a debt management plan can directly cover non-priority debts (e.g. unsecured loans, credit cards, bill arrears, etc.), but it won`t cover your priority debts (e.g. mortgage, secured loans, etc.). ... read more »

Do I need to include all my credit cards on an IVA proposal?

29 January 2010
If you`re considering entering into an IVA (Individual Voluntary Arrangement) and your Insolvency Practitioner (IP) agrees that it`s the right option for you, one of the first things you`ll need to do is work with your IP to draw up your IVA proposal.... read more »

What types of debt can an IVA include?

12 May 2009
An IVA (Individual Voluntary Arrangement) is a legally binding agreement which can allow borrowers to write off the debt they can`t afford - the debt they have no realistic chance of repaying in a reasonable time.... read more »