What is an unsecured loan?

13 January 2009
An unsecured loan is a loan that isn’t secured against something valuable (like a house or flat). So, from the lender’s perspective, it’s riskier than a secured loan. That means they’ll probably charge more interest than they would for a secured loan, and they’re more likely to restrict the maximum loan amount.... read more »

Halifax reveals consumers` loan habits

2 June 2009
The latest annual Unsecured Personal Loans review from Halifax has given an insight into the way borrowers have been using their personal loans over the past year.... read more »

Debt management: should I ‘go it alone’?

15 December 2008
Debt management is a process that involves talking to unsecured lenders, asking them to consider ways of helping the borrower repay money in an affordable, sustainable manner. They might, for example, agree to accept lower monthly payments, freeze interest and / or waive charges.... read more »

Over half of Britons have unsecured debts

14 July 2009
More than half of the Britons questioned in a recent survey said they each had unsecured debts totalling around £6,500, according to Guardian Group Financial.... read more »

Unsecured debt consolidation

20 July 2009
Keeping up with multiple debts isn`t easy. Even people with enough money to service their debts can find it`s difficult remembering.... read more »

Consumers turn to `in-store credit` as personal loans fall

20 July 2009
Consumers are increasingly turning to in-store credit deals as the overall value of personal loans from banks declines, according to the latest lending statistics from the Finance & Leasing Association (FLA).... read more »

Unsecured lenders increase loan rates for new customers

21 September 2009
According to a recent press release from uSwitch.com, since the start of September, several unsecured lenders have increased the rates they charge on loans for new customers.... read more »

Secured debt consolidation vs. unsecured

16 October 2009
For some people, a debt consolidation loan can be a highly effective way of making their debt more manageable and reducing their monthly outgoings.... read more »

Is debt management suitable for secured debts?

8 July 2010
If you`re struggling with secured debts, a debt management plan could help by reducing your other debt repayments to an affordable level. ... read more »